November 21st, 2009
A-Budgeting We Will Go!
There’s a wave of change moving through the church and it’s relation to finances. This move to reform our financial lives is spear-headed by big names like Dave Ramsey, Crown Financial Ministries, and others – but it is blossoming in the hearts of believers continent-wide. This movement to eliminate debt and to owe no man nothing but love is a common sentiment that I find amongst my blogosphere travels.
One of the most popular techniques for managing a monthly budget is the envelope based budget system. I’ve seen these in action, and they’re very helpful for ’segmenting’ monthly spending, and not ‘borrowing’ from other areas of the budget. Neobudget is a very affordable online envelope budget software that costs only $2.50/month. Most of these cost $10/month, so if you’re looking for this sort of solution, you should check them out!
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We don’t use the envelope system, but would if we were trying to get out of debt. We are debt free so we just keep one credit card and pay it off each month. I hope it is a real movement like you say. Our nation needs it!! (I don’t know about Canada.) The economic mess we’re in is because our government thinks like the individuals in this country. Write the check now and let the next generation pay it off.
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